Your purchase, explained.

These purchase and service terms cover the Cognival storefront, including AI Money Plays. Here is what you pay for, how you receive it, and how to get help.

The short version

30-day 100% money-back guarantee

Every digital product is covered: AI Money Plays, the Creator & Video Studio upgrade, the Automation & Agent Builder upgrade, Complete Cognival AI University, and any digital add-on. If you are not happy, email Solutions@cognival.co within 30 days of purchase with your order number and we refund the full price. No questions, no hoops. A refunded order loses download access.

Digital products

Access is delivered right after verified payment. You may use the included files for your own projects and client work. You may not resell or redistribute the paid Cognival package as your own product. Separately licensed open-source components, such as the included Caveman skill (MIT), remain governed by their own licenses.

Free AI Money Plays updates

Your $27 AI Money Plays purchase includes free updates to that guide and its included bonuses forever. Keep your purchase email to reopen the current downloads. Separately sold premium packages, services, third-party subscriptions and usage credits are separate purchases.

Service offers

AI OF Model, 1-on-1 AI Strategy Call, and Custom AI Agent are service offers. Payment reserves onboarding and delivery capacity; it does not guarantee earnings, platform approval, a specific audience result, or a result outside the stated scope. You must provide accurate project information, lawful source material, and timely feedback.

Scope review

After payment, complete the secure onboarding questionnaire. Before substantive work begins, Cognival will confirm the service deliverables, formats, supported integrations and workflows where applicable, milestones, acceptance plan, ownership and license, revision limits, support window, and delivery timing in writing. If a request falls outside the advertised scope, we will offer a revised written scope or refund the affected service before substantive work begins. Additional integrations, workflows, revisions, or deliverables require a separate written agreement.

Strategy-call scheduling

Verified payment opens the questionnaire. Submitting it reveals the scheduling calendar. Contact support as soon as possible if you need to reschedule. Completed calls and missed appointments are final; Cognival may allow a reasonable reschedule based on availability. The recording and written 90-day action plan are delivered by email within five business days after the completed call.

Approvals and delivery

Service timelines begin after complete onboarding and any required assets are received. You are responsible for reviewing approvals, platform policies, claims, and final outputs before publication. Custom builds include only the implementation, tests, handoff, and support described on the offer page or in a later written scope.

Payment and access

Prices are in U.S. dollars. The price shown at checkout is the amount charged; no additional tax is added by this checkout. Stripe or PayPal handles the payment method you choose. Cognival never receives your card number.

Download access and service onboarding require a settled, non-refunded, non-disputed order. A refund, reversal or dispute disables access to that order. Keep your order number and access link; contact support if you cannot find them.

Optional upgrades after payment

Your original purchase is already yours. You do not need an upgrade to receive it. The five-system package is a separate $49.99 one-time purchase with its own checkout. It contains the five system packages, not the full Automation Playbook. Existing owners of the included systems skip this offer.

The next optional offer is Complete Cognival AI University for $179, followed by your downloads. Each upgrade requires your explicit purchase. Use the available payment button or PayPal option; eligible saved-payment purchases may require provider verification. Skipping either offer does not charge you or remove your existing downloads. Community and strategy-call offers are sent separately by email.

How to request a digital-product refund

  1. Email Solutions@cognival.co within 30 days of purchase.
  2. Include your order number and the product you want refunded. If you lost the number, include the delivery email and purchase date so we can help locate it.
  3. We refund the full price of the affected digital purchase. The refunded order loses download access. Your payment provider controls when the refund appears in your account.

What these materials do not promise

Examples show ways to use AI, not guaranteed earnings or typical results. Your results depend on your work, costs, market and buyers. You are responsible for lawful use of source materials, consent for voice or likeness use, and checking platform rules before publishing. Third-party tools can change their features and pricing.

Support

For delivery, access, billing, or scope questions, email Solutions@cognival.co with your order number. Never send your full card number or password.

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Effective August 14, 2026. Cognival Coaching / Cognival AI.